ResearchBenchmarksCredit Scoring on Lending ClubCredit Scoring on Lending ClubFollow0.675AUCOriginal0.522120.561810.60150.64119Jan 18, 2025Evaluation resultsMethodMethodLinksAUCAUC RatioOriginalTraining Data Scenario...Training Data Scenario=Original2025.010.675—DistilledTraining Data Scenario...Training Data Scenario=Distilled, Sample Ratio=6.8%2025.010.61991.7RandomTraining Data Scenario...Training Data Scenario=Random2025.010.52878.2