ResearchBenchmarksCredit Scoring on Credit CardCredit Scoring on Credit CardFollow0.746AUCOriginal0.545280.597390.64950.70161Jan 18, 2025Evaluation resultsMethodMethodLinksAUCAUC RatioOriginalTraining Data Scenario...Training Data Scenario=Original2025.010.746—DistilledTraining Data Scenario...Training Data Scenario=Distilled, Sample Ratio=3.3%2025.010.66388.9RandomTraining Data Scenario...Training Data Scenario=Random2025.010.55374.1