ResearchBenchmarksCredit Scoring on CHN BanksCredit Scoring on CHN BanksFollow0.808AUCOriginal0.612480.663240.7140.76476Jan 18, 2025Evaluation resultsMethodMethodLinksAUCAUC RatioOriginalTraining Data Scenario...Training Data Scenario=Original2025.010.808—DistilledTraining Data Scenario...Training Data Scenario=Distilled, Sample Ratio=1.6%2025.010.73891.3RandomTraining Data Scenario...Training Data Scenario=Random2025.010.6276.7