ResearchBenchmarksCredit Scoring on Bank Personal LoanCredit Scoring on Bank Personal LoanFollow0.969AUCOriginal0.63620.72260.8090.8954Jan 18, 2025Evaluation resultsMethodMethodLinksAUCAUC RatioOriginalTraining Data Scenario...Training Data Scenario=Original2025.010.969—DistilledTraining Data Scenario...Training Data Scenario=Distilled, Sample Ratio=31.3%2025.010.92495.4RandomTraining Data Scenario...Training Data Scenario=Random2025.010.64967