Mercoa, Inc.

Embedded B2B payments and BillPay API platform for vertical SaaS, offering BillPay, invoicing, and payouts with React components, hosted iFrame, and REST APIs/SDKs.

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Founded: 2022
Headquarters: San Francisco, CA
Company size: 1–10
Products tracked: 5

Products by Mercoa, Inc.

5 products

Mercoa Embedded AP/AR PlatformEmbedded BillPay, invoicing, and payouts API for vertical SaaS platforms with React components, hosted iFrame, and REST APIs/SDKs in TypeScript, Python, and Java.0.00 reviewsAP, AR & Expenses

AI Agents for Virtual CardsAI agent that detects card-eligible invoices and pays them using customer-issued virtual cards.0.00 reviewsAP, AR & Expenses

Accounts Payable SolutionEmbedded BillPay API offering email inbox for invoice ingestion, AI-powered OCR, approval workflows, vendor management, and premium payment methods including ACH, checks, virtua...0.00 reviewsAP, AR & Expenses

Accounts Receivable SolutionEmbedded invoicing API enabling SaaS customers to accept payments via invoices, payment links, and branded portals, with automated collections powered by AI agents.0.00 reviewsAP, AR & Expenses

Payment Workflows & Payouts APIWhite-labeled AP/AR automation solution with email inbox, AI-powered OCR, approval workflows, vendor management, and developer SDKs, designed to embed directly into SaaS platforms.0.00 reviewsAP, AR & Expenses

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Trust profile

Security and compliance

PCI DSS

Encryption in transit (HTTPS, RSA 2048-bit, SHA256 with RSA)

Encryption at rest (AES-256)

Full credit card numbers and banking credentials never stored (tokenized via Moov)

Card numbers encrypted in transfer and not stored on servers or databases