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Accounts Payable Solution

AP, AR and expenses · by Mercoa, Inc.

Embedded BillPay API offering email inbox for invoice ingestion, AI-powered OCR, approval workflows, vendor management, and premium payment methods including ACH, checks, virtual cards, and financing.

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What it does

Embedded BillPay API offering email inbox for invoice ingestion, AI-powered OCR, approval workflows, vendor management, and premium payment methods including ACH, checks, virtual cards, and financing.

  • Embedded accounts payable automation
  • Embedded accounts receivable and invoicing
  • Automated payment workflows and payouts
  • Virtual card payment optimization via AI agents
Category
AP, AR and expenses
Users
Vertical SaaS platforms, BillPay platforms, SaaS companies needing embedded B2B payments
Public API
Available

Not yet disclosed: deployment options, platforms, languages and support channels.

Pricing

Pricing isn't published

Mercoa, Inc. doesn't list prices publicly. Ask them for a quote.

Security and compliance

As reported by Mercoa, Inc.. Ask for audit reports before you buy.

  • PCI DSSCompliant
  • Encryption in transit (HTTPS, RSA 2048-bit, SHA256 with RSA)
  • Encryption at rest (AES-256)
  • Full credit card numbers and banking credentials never stored (tokenized via Moov)
  • Card numbers encrypted in transfer and not stored on servers or databases

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