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Payment Workflows & Payouts API

AP, AR and expenses · by Mercoa, Inc.

White-labeled AP/AR automation solution with email inbox, AI-powered OCR, approval workflows, vendor management, and developer SDKs, designed to embed directly into SaaS platforms.

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What it does

White-labeled AP/AR automation solution with email inbox, AI-powered OCR, approval workflows, vendor management, and developer SDKs, designed to embed directly into SaaS platforms.

  • Embedded accounts payable automation
  • Embedded accounts receivable and invoicing
  • Automated payment workflows and payouts
  • Virtual card payment optimization via AI agents
Category
AP, AR and expenses
Built for
Technology and software
Users
Vertical SaaS platforms, BillPay platforms, SaaS companies needing embedded B2B payments
Public API
Available

Not yet disclosed: deployment options, platforms, languages and support channels.

Pricing

Pricing isn't published

Mercoa, Inc. doesn't list prices publicly. Ask them for a quote.

Security and compliance

As reported by Mercoa, Inc.. Ask for audit reports before you buy.

  • PCI DSSCompliant
  • Encryption in transit (HTTPS, RSA 2048-bit, SHA256 with RSA)
  • Encryption at rest (AES-256)
  • Full credit card numbers and banking credentials never stored (tokenized via Moov)
  • Card numbers encrypted in transfer and not stored on servers or databases

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