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AI Agents for Virtual Cards

AP, AR and expenses · by Mercoa, Inc.

AI agent that detects card-eligible invoices and pays them using customer-issued virtual cards.

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What it does

AI agent that detects card-eligible invoices and pays them using customer-issued virtual cards. Integrates with Stripe and Lithic, or accepts a PCI-compliant iframe for card details. Supports PDF and HTML invoices.

  • Embedded accounts payable automation
  • Embedded accounts receivable and invoicing
  • Automated payment workflows and payouts
  • Virtual card payment optimization via AI agents
Category
AP, AR and expenses
Users
Vertical SaaS platforms, BillPay platforms, SaaS companies needing embedded B2B payments
Public API
Not offered

Not yet disclosed: deployment options, platforms, languages and support channels.

Pricing

Pricing isn't published

Mercoa, Inc. doesn't list prices publicly. Ask them for a quote.

Security and compliance

As reported by Mercoa, Inc.. Ask for audit reports before you buy.

  • PCI DSSCompliant
  • Encryption in transit (HTTPS, RSA 2048-bit, SHA256 with RSA)
  • Encryption at rest (AES-256)
  • Full credit card numbers and banking credentials never stored (tokenized via Moov)
  • Card numbers encrypted in transfer and not stored on servers or databases

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