EarnIn

EarnIn is a consumer financial wellness service that provides earned-wage access, allowing users to access pay they have already earned before their scheduled paydays.

VisitClaim or join

Founded: 2012
Headquarters: Palo Alto, CA
Company size: Not disclosed
Products tracked: 7

Products by EarnIn

7 products

Cash OutAllows users to access up to $150/day and $1,000/pay period of earned wages with no mandatory fees, interest, or credit checks.0.00 reviewsPayroll & Earned Wage Access

Early PayEnables direct deposits up to 2 days early into the user's bank account.0.00 reviewsPayroll & Earned Wage Access

Balance ShieldProtects against overdrafts via custom alerts and automatic transfers of up to $100/day from earned pay.0.00 reviewsPayroll & Earned Wage Access

Savings JarsFDIC-insured savings accounts allowing users to create up to 5 jars with a combined max balance of $2,000.0.00 reviewsBanking & Payments

Credit MonitoringProvides free access to VantageScore 3.0 by Experian with real-time alerts and no impact on credit scores.0.00 reviewsPayroll & Earned Wage Access

Live PayProvides real-time pay access up to $1,500/pay period, available only on the EarnIn Card.0.00 reviewsPayroll & Earned Wage Access

EarnIn PayrollA payroll service for businesses.0.00 reviewsPayroll & Earned Wage Access

Pricing for EarnIn

Contact sales

Contact EarnIn for current plans, volume pricing, and enterprise terms.

Cash OutAllows users to access up to $150/day and $1,000/pay period of earned wages with no mandatory fees, interest, or credit checks.

Entry option: Free plan

Early PayEnables direct deposits up to 2 days early into the user's bank account.

Entry option: Free plan

Balance ShieldProtects against overdrafts via custom alerts and automatic transfers of up to $100/day from earned pay.

Entry option: Free plan

Savings JarsFDIC-insured savings accounts allowing users to create up to 5 jars with a combined max balance of $2,000.

Entry option: Free plan

Credit MonitoringProvides free access to VantageScore 3.0 by Experian with real-time alerts and no impact on credit scores.

Entry option: Free plan

Live PayProvides real-time pay access up to $1,500/pay period, available only on the EarnIn Card.

Entry option: Free plan

EarnIn PayrollA payroll service for businesses.

Entry option: Free plan

Trust profile

Security and compliance

PCI DSS

SOC 2 Type II

name: Data encryption at rest and in transit

name: Access control policies

name: Vulnerability management

name: Incident response policy