Cash Out
Allows users to access up to $150/day and $1,000/pay period of earned wages with no mandatory fees, interest, or credit checks.
What it does
Allows users to access up to $150/day and $1,000/pay period of earned wages with no mandatory fees, interest, or credit checks. Standard transfers take 1–2 business days; optional Lightning Speed transfers are available for a fee.
- Accessing earned wages before payday
- Early direct deposit
- Overdraft protection
- Credit score monitoring
- Job searching and career tools
- Category
- Payroll and earned wage access
- Built for
- Financial services and insurance
- Users
- Consumers
- Public API
- Not offered
Not yet disclosed: deployment options, platforms, languages and support channels.
Pricing
- Free plan$0
Prices as published by EarnIn, checked Oct 2026.
Security and compliance
As reported by EarnIn. Ask for audit reports before you buy.
- PCI DSSCompliant
- SOC 2 Type IICompliant
- name: Data encryption at rest and in transit
- name: Access control policies
- name: Vulnerability management
- name: Incident response policy
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