Early Pay

Payroll and earned wage access · by EarnIn

Enables direct deposits up to 2 days early into the user's bank account.

What it does

Enables direct deposits up to 2 days early into the user's bank account. Available for a $2.99 fee per expedited transfer, charged by partner banks. Not available in Connecticut, D.C., or Maryland.

  • Accessing earned wages before payday
  • Early direct deposit
  • Overdraft protection
  • Credit score monitoring
  • Job searching and career tools
Category
Payroll and earned wage access
Built for
Financial services and insurance
Users
Consumers
Public API
Not offered

Not yet disclosed: deployment options, platforms, languages and support channels.

Pricing

  • Free plan$0
    • Paid feature
  • Paid plans$2.99
    • Paid early direct deposit

Free trial on paid plans

Prices as published by EarnIn, checked Oct 2026.

Security and compliance

As reported by EarnIn. Ask for audit reports before you buy.

  • PCI DSSCompliant
  • SOC 2 Type IICompliant
  • name: Data encryption at rest and in transit
  • name: Access control policies
  • name: Vulnerability management
  • name: Incident response policy

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