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Balance Shield

Payroll and earned wage access · by EarnIn

Protects against overdrafts via custom alerts and automatic transfers of up to $100/day from earned pay.

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What it does

Protects against overdrafts via custom alerts and automatic transfers of up to $100/day from earned pay. Expedited auto-transfers cost $5.99; standard transfers are free.

  • Accessing earned wages before payday
  • Early direct deposit
  • Overdraft protection
  • Credit score monitoring
  • Job searching and career tools
Category
Payroll and earned wage access
Built for
Financial services and insurance
Users
Consumers
Public API
Not offered

Not yet disclosed: deployment options, platforms, languages and support channels.

Pricing

  • Free plan$0

Prices as published by EarnIn, checked Oct 2026.

Security and compliance

As reported by EarnIn. Ask for audit reports before you buy.

  • PCI DSSCompliant
  • SOC 2 Type IICompliant
  • name: Data encryption at rest and in transit
  • name: Access control policies
  • name: Vulnerability management
  • name: Incident response policy

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