AgentCollect
AI billing and collections agent for overdue receivables, coordinating branded voice, email and SMS outreach, payment discussions, dispute resolution and account follow-up.
Where it ranks
Current edition · updated Oct 20, 2026What it does
AgentCollect (formerly Respaid, YC S23) starts with open invoices imported from a billing system, spreadsheet or API. A dedicated AI agent per customer account finds billing contacts, follows up by voice, email and SMS under the creditor’s brand, discusses payment plans and resolves routine disputes. Customers pay the creditor directly; the dashboard records conversations and collection activity. Official documentation describes scoped billing-system access and integrations including QuickBooks, NetSuite, Stripe and Salesforce. SaaS workflows sync failed payments, past-due invoices and churned accounts; financial-services documentation describes delinquent-account imports and auditable borrower contact. Legal outreach is limited to demand letters, with no credit-bureau reporting or litigation. Microsoft is described in a vendor-published customer story; its reported 3.2× recovery figure compares with the first internal campaign batch, not with a competitor. Sources: https://www.agentcollect.com/how-it-works ; https://www.agentcollect.com/integrations ; https://www.agentcollect.com/microsoft/ .
- Branded overdue-invoice follow-up by voice, email and SMS
- Payment-plan negotiation and routine dispute resolution
- SaaS failed-payment and past-due subscription recovery
- Delinquent-account follow-up for financial institutions
- Category
- AP, AR and expenses
- Built for
- Financial services and insurance
- Users
- B2B and B2C companies across SaaS, healthcare, fintech, staffing, logistics, construction, financial services, and professional services
- Public API
- Not offered
- Integrations
- QuickBooks, NetSuite, Stripe, Salesforce
Not yet disclosed: deployment options, platforms, languages and support channels.
Pricing
- CustomCustom
- One-time setup fee + subscription + variable fee
Prices as published by AgentCollect, checked Oct 2026.
Security and compliance
As reported by AgentCollect. Ask for audit reports before you buy.
- SOC 2 Type IICompliant
- Regulation F (Reg F)Compliant
- TCPACompliant
- FDCPACompliant
- 50-state third-party collection licensing (handled automatically)Compliant
- Encryption in transit — TLS 1.2+
- Encryption at rest — AES-256
- Multi-factor authentication for administrative access
- Role-based access control — least privilege principle
- Continuous monitoring
- Periodic independent security testing
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