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AgentCollect

AI-powered first-party debt collection agent. One dedicated agent per account, multi-channel outreach across voice, email, and SMS under the client's brand.

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Where AgentCollect ranks

Current edition · updated Oct 20, 2026

About AgentCollect

AgentCollect, formerly Respaid, builds AI billing and collections agents for overdue receivables. Founded in 2020 and backed by Y Combinator’s Summer 2023 batch, the company is led by founder John Banner. Teams import open invoices from billing software, spreadsheets or APIs; branded agents coordinate phone, email and SMS conversations, negotiate payment plans and resolve routine billing disputes. Customers pay the creditor directly. Vendor-published material includes a Microsoft customer case and dedicated workflows for software businesses, financial institutions and logistics companies. Pricing is quoted after reviewing receivables and comprises a setup fee, subscription and variable fee. Sources: https://www.ycombinator.com/companies/agentcollect ; https://www.agentcollect.com/ ; https://www.agentcollect.com/pricing .

Industries served

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What customers say

“Not one of them complained about the tone or the engagement. That's unheard of in collections.”
Neil Doyle, OTC Transformation Lead, MicrosoftAgentCollect customer

  • Vendor-published Microsoft case: branded AI calls, emails, contact enrichment and dispute handling for overdue enterprise invoices. Reported recovery gains use the first campaign batch as the baseline.

    Case study

  • Vendor-published Microsoft case: branded AI calls, emails, contact enrichment and dispute handling for overdue enterprise invoices. Reported recovery gains use the first campaign batch as the baseline.

    Case study

Security and compliance

As reported by AgentCollect. Ask for audit reports before you buy.

  • SOC 2 Type IICompliant
  • Regulation F (Reg F)Compliant
  • TCPACompliant
  • FDCPACompliant
  • 50-state third-party collection licensing (handled automatically)Compliant
  • Encryption in transit — TLS 1.2+
  • Encryption at rest — AES-256
  • Multi-factor authentication for administrative access
  • Role-based access control — least privilege principle
  • Continuous monitoring
  • Periodic independent security testing

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