ResearchBenchmarksCredit Risk Prediction on SBA Q12 12th iteration (production)Credit Risk Prediction on SBA Q12 12th iteration (production)Follow0.948AUCPDx0.886640.902570.91850.93443Dec 26, 2025Evaluation resultsMethodMethodLinksAUCKSF13DCRPDxapproach=Adaptive Lear...approach=Adaptive Learning2025.120.9480.7090.3260.966FW XGBapproach=Fixed Windowapproach=Fixed Window2025.120.8890.6110.2950.874