ResearchBenchmarksCredit Risk Prediction on P2P 12th iteration (production)Credit Risk Prediction on P2P 12th iteration (production)Follow0.701AUCPDx0.678120.684060.690.69594Dec 26, 2025Evaluation resultsMethodMethodLinksAUCKSF1 Score3DCRPDxapproach=Adaptive Lear...approach=Adaptive Learning2025.120.7010.2950.2670.554FW XGBapproach=Fixed Windowapproach=Fixed Window2025.120.6790.2720.2560.532