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Cozmo AI

Claims and insurance operations · by Cozmo AI

One AI workforce runs the property and casualty loss workflow end to end, governed by APE with deterministic guardrails and a full audit trail.

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Where it ranks

Current edition · updated Oct 20, 2026

What it does

One AI workforce runs the property and casualty loss workflow end to end, governed by APE with deterministic guardrails and a full audit trail. Cozmo answers the call, reads documents, applies rules, dispatches, estimates, files the FNOL with the carrier, and settles.

  • Claims intake and FNOL filing
  • Crew dispatch and routing
  • Estimate preparation and adjudication
  • Document chasing and follow-up
  • Claims settlement and reconciliation
  • Multi-channel customer support (voice, chat, WhatsApp, email)
Category
Claims and insurance operations
Built for
Financial services and insurance, Real estate and construction, Telecommunications
Users
Property and casualty carriers, Third-party administrators (TPAs), Restoration contractors
Public API
Not offered

Not yet disclosed: deployment options, platforms, languages and support channels.

Pricing

Pricing isn't published

Cozmo AI doesn't list prices publicly. Ask them for a quote.

Security and compliance

As reported by Cozmo AI. Ask for audit reports before you buy.

  • SOC 2 Type ICompliant
  • SOC 2 Type IICompliant
  • HIPAACompliant
  • GDPRCompliant
  • CCPA/CPRACompliant
  • Encryption in transit and at rest
  • Role-based access controls (RBAC)
  • Least-privilege access restrictions
  • Full audit trail
  • Deterministic guardrails
  • Explainable and reproducible decisions
  • Time-stamped and immutable audit entries
  • Logging and monitoring for security-relevant events
  • Vulnerability management and security testing
  • Incident response and breach notification procedures
  • Authentication and credential security

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