Thatch
All-in-one platform that makes it easy to offer personalized healthcare experiences to employees using an ICHRA (Individual Coverage Health Reimbursement Arrangement). Insurance services provided by Thatch Health Insurance Services LLC; third-party administration by Thatch Health Administration Technologies LLC.
Where Thatch ranks
Current edition · updated Oct 20, 2026About Thatch
All-in-one platform that makes it easy to offer personalized healthcare experiences to employees using an ICHRA (Individual Coverage Health Reimbursement Arrangement). Insurance services provided by Thatch Health Insurance Services LLC; third-party administration by Thatch Health Administration Technologies LLC.
Products
AI-powered 24/7 support service available to every employee via text for help with receipts, coverage questions, and account support.
A set of APIs and embeddable components enabling partners to integrate ICHRA benefits, including quoting, onboarding, and payroll deductions.
Curated ecosystem of health and wellness services with exclusive member pricing accessible through the same tax-free allowance used for insurance.
What customers say
“This isn’t just a new benefits platform. It’s a smarter way to take care of our people and our bottom line at the same time.”
“The transition felt like a big change at first, but once people saw their options, they got excited. It’s empowering to choose a plan that’s right for you—not just the one-size-fits-all group plan we had before.”
“Moving to Thatch meant we could finally get off the rollercoaster of group plan renewals. We know exactly what we’re spending each month, and our employees get plans that actually fit their lives.”
- Case study
Thatch reports that Crossroads adopted employee health budgets, avoided nearly $943,000 in projected renewal impact, and saved about $28,000 versus the prior year after fees. Participation rose from 51% to 59% in year…
Case study - Thatch Visa Debit Card
Thatch reports that Falconer set up benefits in days, used a dedicated Thatch card to reduce reimbursement handling, and used Marketplace balances for additional health services. Fixed monthly budgets replaced…
Case study - Case study
Thatch reports that Johnson Lumber adopted employee health budgets after insurers declined group renewal quotes. The story projects more than $100,000 in annual savings and describes smaller employee paycheck deductions…
Case study
Security and compliance
As reported by Thatch. Ask for audit reports before you buy.
- HIPAACompliant
- 45 CFR §§155.220(c) and (d) and 45 CFR §155.260Compliant
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