User Representation on Alipay 3 (test)
96.39AUCFOUNDv2(MRQ-VAE)
Evaluation Results
| Method | Links | ||
|---|---|---|---|
| FOUNDv2(MRQ-VAE)quantizer=MRQ-VAE2025.08 | 96.39 | 83.42 | |
| FOUNDv2(RQ-VAE)quantizer=RQ-VAE2025.08 | 92.37 | 70.79 | |
| FOUND2025.08 | 90.26 | 69.52 | |
| MSDP+UTsupplementary feature=User Tokenizer2025.08 | 89.64 | 64.79 | |
| One4all+UTsupplementary feature=User Tokenizer2025.08 | 89.61 | 64.76 | |
| One4all2025.08 | 88.55 | 62.66 | |
| MSDP2025.08 | 88.1 | 61.94 |