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Binary Classification on Good Credit Score

0.79AUCCap
0.28040.41270.5450.6773Jan 24, 2026

Evaluation results

MethodLinks
Capmode=oracle-style upper bound2026.010.79—
LoIDmode=our method, backbone=Gemma-2-27B, alpha=0.2, gamma=2, N_sent=102026.010.7660
OOD-LRdescription=logistic regression trained on an OOD training set2026.010.71—
AutoElicitmode=baseline2026.010.71—
LLMProcmode=baseline2026.010.3—