AI-Powered Application
A polished, effortless application, white-labeled to your brand — an AI assistant explains each step and fills in the details as borrowers go.
Where it ranks
Current edition · updated Oct 20, 2026What it does
A polished, effortless application, white-labeled to your brand — an AI assistant explains each step and fills in the details as borrowers go. Maximizes completed applications and captures every lead.
- Automated credit assessment and underwriting
- Loan origination
- Document extraction and fraud detection
- Borrower application processing
- Credit memo drafting
- Category
- Lending, credit and underwriting
- Built for
- Financial services and insurance
- Users
- Enterprise lenders and banks in Southeast Asia, CDFIs, community banks, and SMB lenders in the United States, Fintechs, SOFOMs, and SMB lenders in Latin America
- Public API
- Not offered
Not yet disclosed: deployment options, platforms, languages and support channels.
Pricing
- Free plan$0
Prices as published by Kita, checked Oct 2026.
Security and compliance
As reported by Kita. Ask for audit reports before you buy.
- ISO/IEC 27001In progress
- SOC 2 Type IIIn progress
- Trust Services CriteriaCompliant
- AES-256 encryption at rest
- TLS 1.3 encryption in transit
- Automatic key rotation in managed KMS with split-knowledge access
- SSO via SAML 2.0 (Okta, Azure AD, Google Workspace) on Enterprise
- MFA enforced for all human access
- Role-based permissions
- Scoped API keys per environment
- Session timeouts
- Private VPC networking, no public ingress to compute
- Edge WAF and DDoS protection
- Egress allowlists for outbound traffic
- Strict logical tenant isolation; no data, compute, or model context shared across tenants
- Dedicated environments available on Enterprise
- Audit logging with timestamps, user, and request ID; tamper-evident; retained 12+ months
- Logs streamable to customer SIEM
- Threat-modeling on every new surface
- Mandatory peer review and security review for auth, encryption, or data egress changes
- Branch protection on every repository
- Automated SAST on every pull request
- Dependency vulnerability scanning blocking known CVEs
- Container image scanning at build and runtime
- No long-lived credentials in code; all secrets vaulted via short-lived tokens
- Secrets rotated on fixed schedule and on personnel changes
- Locked dependency manifests, signed builds, reproducible CI
- SBOM available on request
- Third-party libraries reviewed before introduction
- Pre-signed URLs scoped to single upload, never reusable
- Single-tenant isolated compute for document processing; no cross-tenant context or shared memory
- Encrypted backups with point-in-time recovery
- Restoration tested on documented schedule
- Multi-AZ architecture by default
- Regional failover playbooks exercised regularly
- Documented incident response plan with severity levels, on-call rotation, and escalation paths
- Customer notification typically within 72 hours of confirmed impact
- Annual third-party penetration tests
- Continuous internal scanning
- Responsible disclosure program
- Background-checked engineers with production access
- Annual security and privacy training for all team members
- Secure-coding training for engineers
- NDAs and confidentiality clauses before access to customer data
- Least-privilege, time-bound, MFA-gated production access
- Access revoked same day on offboarding; quarterly access reviews
- Customer-managed encryption keys (BYOK) scoped per deployment
- VPC and on-premises deployments available on Enterprise
- SCIM-based provisioning available on request
Reviews
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