Gauss Credit Builder

Lending, credit and underwriting · by Gauss

Standalone product to strengthen credit profiles automatically, with no credit checks and tradeline reporting in days.

What it does

Standalone product to strengthen credit profiles automatically, with no credit checks and tradeline reporting in days.

  • Build and improve credit profiles
  • Lower interest on cards and loans
  • Accelerate debt payoff
  • Find and apply for better credit card and loan options
  • Track debt payoff progress
Category
Lending, credit and underwriting
Users
Consumers with credit card balances, Users managing multiple credit cards
Public API
Not offered

Not yet disclosed: deployment options, platforms, languages and support channels.

Pricing

  • Free plan$0
  • Subscription$4.99/month

Prices as published by Gauss, checked Oct 2026.

Security and compliance

As reported by Gauss. Ask for audit reports before you buy.

  • NIST SP 800-53Compliant
  • SSL/HTTPS encryption
  • 256-bit data encryption
  • Session time-outs (10 minutes)
  • Network firewalls (no inbound communication to data/application servers)
  • Encrypted ringfenced virtual private cloud hosting
  • Account number masking
  • Defined service access points with password protection
  • Key management with unique encryption keys

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