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Gauss

Lending, credit and underwriting · by Gauss

Personal credit manager app that helps users build credit, lower cost of debt, and speed up payoff by finding better card and loan options, negotiating improved terms, and automatically paying off balances using a low-interest credit line.

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What it does

Personal credit manager app that helps users build credit, lower cost of debt, and speed up payoff by finding better card and loan options, negotiating improved terms, and automatically paying off balances using a low-interest credit line.

  • Build and improve credit profiles
  • Lower interest on cards and loans
  • Accelerate debt payoff
  • Find and apply for better credit card and loan options
  • Track debt payoff progress
Category
Lending, credit and underwriting
Users
Consumers with credit card balances, Users managing multiple credit cards
Public API
Not offered

Not yet disclosed: deployment options, platforms, languages and support channels.

Pricing

  • Free plan$0
  • Subscription$4.99/month

Prices as published by Gauss, checked Oct 2026.

Security and compliance

As reported by Gauss. Ask for audit reports before you buy.

  • NIST SP 800-53Compliant
  • SSL/HTTPS encryption
  • 256-bit data encryption
  • Session time-outs (10 minutes)
  • Network firewalls (no inbound communication to data/application servers)
  • Encrypted ringfenced virtual private cloud hosting
  • Account number masking
  • Defined service access points with password protection
  • Key management with unique encryption keys

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