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Cleo

Personal productivity and utilities · by Cleo

Conversational AI financial assistant that analyzes spending, calls out bad habits, tracks budgets, helps set and meet goals, and provides personalized financial guidance.

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Where it ranks

Current edition · updated Oct 20, 2026

What it does

Conversational AI financial assistant that analyzes spending, calls out bad habits, tracks budgets, helps set and meet goals, and provides personalized financial guidance. Cleo 3.0 is described as the most advanced product yet.

  • Budgeting and spending tracking
  • Savings goals automation
  • Credit building
  • Personalized financial guidance
Category
Personal productivity and utilities
Users
Young adults, US and UK consumers
Public API
Not offered

Not yet disclosed: deployment options, platforms, languages and support channels.

Pricing

Pricing isn't published

Cleo doesn't list prices publicly. Ask them for a quote.

Security and compliance

As reported by Cleo. Ask for audit reports before you buy.

  • Bank account details not stored by Cleo

Reviews

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