ZestyAI
AI-powered property and climate-risk intelligence platform for P&C insurance, from underwriting to reinsurance.
Where ZestyAI ranks
Current edition · updated Oct 20, 2026About ZestyAI
AI-powered property and climate-risk intelligence platform for P&C insurance, from underwriting to reinsurance.
Products
Decision intelligence platform built to power data-driven decisions across P&C insurance, delivering AI-powered property intelligence and peril models for underwriting, rating,...
Wildfire risk model using AI and real-world loss data to deliver property-level wildfire risk scoring, including the threat of urban conflagration.
Hail risk model combining climatology with 3D roof intelligence to uncover the true impact of hail, including cumulative damage over time, delivering property-level risk assessm...
Wind risk model combining climatology and property-specific factors to predict wind exposure and structural resilience, delivering property-level claim frequency and severity sc...
Severe convective storm model integrating hail and wind effects to generate reliable insights into severe convective storm risk at the property level.
Non-weather fire risk model assessing everyday fire risk, including ignition likelihood and loss severity, using AI to analyze construction, electrical systems, and in-structure...
Roof age model determining verified roof age using building permits, 20+ years of aerial imagery, and climate science to power precise underwriting and rating decisions.
Competitive intelligence tool for P&C insurance analyzing market trends, peer benchmarks, and regulatory filings.
What customers say
“We were immediately impressed with ZestyAI's ability to provide precise risk scores for individual properties at scale.”
“A modern solution like Z-FIRE allows us to leverage the power of AI to generate a clear picture of not only how likely it is that a home might be exposed to a wildfire, but also the probability of its damage.”
“Our partnership with ZestyAI has significantly improved our ability to assess and manage residential property risks.”
Security and compliance
As reported by ZestyAI. Ask for audit reports before you buy.
- Bias testing on AI models
- Human oversight of every model
- Strict scientific standards for data selection
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