Sea.dev
AI-driven financial spreading, underwriting automation, and risk management solutions designed for lending teams and enterprise fintechs.
Where Sea.dev ranks
Current edition · updated Oct 20, 2026About Sea.dev
AI-driven financial spreading, underwriting automation, and risk management solutions designed for lending teams and enterprise fintechs.
Products
A web-based document intelligence platform for extracting data, viewing citations, and organizing deals and pipelines.
An automation tool for extracting and validating financial statements like P&L, balance sheets, and tax returns for lending and investment workflows.
A RESTful API for embedding AI-driven document extraction, validation, and citation tracking into fintech systems.
An omnichannel tool for automating lead-to-loan data collection and verification.
AI deployment designed for banks with governed outputs and audit-ready workflows.
What customers say
“Reducing our monthly spreading from 35 hours to just 2 hours has transformed our business. We've tripled our capacity without adding headcount, and our portfolio management is stronger than ever. Our analysts now have time to truly understand each borrower's performance rather than just processing numbers. It's exactly the efficiency gain we needed to scale. Kate Kennedy, COO at SME Capital”
“Every month, our entire monitoring team was completely blocked for a full week, just on portfolio spreading and covenant checks. It was unsustainable. We have tried many alternatives including nCino, Heron, Codat and others in the hunt to free our analysts from the spreading of these complex SMBs, but none fit the bill. We needed a solution that would allow our team to focus on what really matters, which is understanding our clients' businesses and supporting their growth. Kate Kennedy, COO at SME Capital”
“The 95% reduction in spreading time is just the beginning. With Sea.dev's technology handling the mechanical work, we're now building predictive models to identify covenant breaches before they happen. We can offer our borrowers proactive support based on real-time financial trends. This is how modern portfolio management should work. Technology handling the numbers while we focus on relationships and growth. Mike Millington, Regional Director for the Midlands at SME Capital”
- Financial Spreading
SME Capital embedded Sea.dev’s financial spreading into its existing loan-monitoring system for statement extraction, validation and covenant monitoring. Sea.dev reports monthly spreading fell from 35 hours to 2 per…
Case study - Case study
RNHB embedded Sea.dev document extraction and cross-document validation into its origination workflow, with analysts reviewing outputs and retaining lending decisions. Sea.dev reports the first version went live in eight…
Case study
Security and compliance
As reported by Sea.dev. Ask for audit reports before you buy.
- SOC 2 Type IIn progress
- GDPRCertified
- UK GDPRCertified
- AES-256 encryption at rest
- TLS 1.3 encryption in transit
- AWS KMS key management
- SAML 2.0 and Azure SSO
- MFA
- Role-based access controls
- Audit logs
- Independent penetration testing
- Human-in-the-loop workflows
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