Sardine
Agentic risk platform unifying fraud prevention, AML compliance, and real-time transaction monitoring for banks, merchants, and fintechs.
Where Sardine ranks
Current edition · updated Oct 20, 2026About Sardine
Agentic risk platform unifying fraud prevention, AML compliance, and real-time transaction monitoring for banks, merchants, and fintechs.
Products
Agentic risk platform to fight financial crime, unifying fraud prevention, AML compliance, and real-time transaction monitoring with device & behavior signals, workflow automati...
Proprietary device and behavioral signals to spot suspicious behavior from onboarding to payments, including device intelligence, behavior biometrics, and True Piercing technology.
Verify customers with the industry's broadest coverage for global know-your-customer checks.
Authenticate businesses and beneficial owners with accuracy for know-your-business verification.
Prevent synthetic IDs, stolen identities, and deepfakes during identity verification.
Validate bank account ownership and risk levels in real-time.
Build, test, and deploy credit models without engineering support.
Real-time, behavior-based fraud detection to approve more transactions while keeping fraud rates low.
Detect suspicious payment activity across ACH, Wires, SEPA, RTP, FedNow, Zelle, Checks, and other global bank payment rails.
Stop unauthorized access during logins and live sessions.
Identify malicious bots, scripted activity, and agentic automation.
Detect money laundering scenarios and money mule activity.
Screen for sanctions compliance as part of AML operations.
Manage risk cases and investigations as part of financial crime operations.
Platform component for creating and managing fraud detection rules.
Fraud dashboard for investigating transactions, managing rules, and monitoring alerts.
What customers say
“chargeback rate on debit cards. The company increased protection capabilities past industry standard controls to reduce unauthorized disputes by more than 90%, helping to ensure the highest levels of fraud prevention on customer cards all while delivering a stellar user experience. We talked to Matt Vega, Director of Fraud at Novo, to learn how the flywheel of great user experience and user trust has been key to their success.About NovoNovo is a comprehensive financial platform solution for small businesses. Businesses rely on the debit card to manage operational expenses, and Novo provides perks like getting Stripe payments 95% faster. A multi-time honoree of the Inc. 5000 list of fastest growing companies and Forbes Fintech 50, Novo has served more than 250,000 small businesses, and processed billions of dollars in transactions. Better User Experience: Recovering 84% of”
“transactions.The performance unlock: 90% reduction in chargebacks monitoring user behavior across every touchpoint.Solving fraud is hard enough, tools should make it easierHow Novo gets the most out of SardineHow AI is changing the financial risk spectrumWhat’s next for NovoSubscribe to newsletterShareLike any fintech company, Novo knows that onboarding and user activation is critical to driving customer acquisition and retention. Today Novo has over 250,000 small business customers and has processed billions in transactions. But for Novo, trust is one of their key selling points.The trade off between great user experience and great fraud performance is a delicate balance. Too much friction and you damage growth, too little and you damage user trust. Despite meeting fintech industry-standard performance, they believed that their customers, being small businesses, deserved higher levels of security and fraud protection. Today, Novo has a”
“chargeback rate on debit cards. The company increased protection capabilities past industry standard controls to reduce unauthorized disputes by more than 90%, helping to ensure the highest levels of fraud prevention on customer cards all while delivering a stellar user experience. We talked to Matt Vega, Director of Fraud at Novo, to learn how the flywheel of great user experience and user trust has been key to their success. About Novo Novo is a comprehensive financial platform solution for small businesses. Businesses rely on the debit card to manage operational expenses, and Novo provides perks like getting Stripe payments 95% faster. A multi-time honoree of the Inc. 5000 list of fastest growing companies and Forbes Fintech 50, Novo has served more than 250,000 small businesses, and processed billions of dollars in transactions. Better User Experience: Recovering 84% of”
- Rules Engine
Prezzee replaced a managed fraud service with Sardine for payment approvals, using device and behavioral signals and customizable rules across markets. Sardine reports approval-rate improvements of up to 70% in newer…
Case study - Case study
Raise partnered with Sardine to tune fraud rules and train custom machine-learning models for gift-card chargeback schemes. Sardine reports a 45% reduction in chargebacks and a 98% reduction in manual reviews, with…
Case study - Sardine Platform
Novo deployed Sardine’s device and behavioral intelligence across account opening, funding, and transaction monitoring, with targeted OTP challenges replacing hard declines. Sardine reports more than 90% fewer…
Case study
Security and compliance
No security details published yet
Sardine hasn't published certifications or security practices that we could find. Ask their team for audit reports.
Is this your company?
Claim the profile to keep facts current, answer buyers and submit evidence for the next ranking review.
Claim Sardine