Locus Technologies Inc.
Payment infrastructure for autonomous AI agents enabling secure USDC payments with spending limits, escrow protection, policy enforcement, and audit trails. Backed by Y Combinator.
Where Locus Technologies Inc. ranks
Current edition · updated Oct 20, 2026About Locus Technologies Inc.
We make your agents pay.
As agents evolve from tools into dependable, autonomous actors, they’ll need the ability to execute open-ended workflows end-to-end.
This inevitably means payments: accessing paywalled data, transacting for services or with other specialist agents. But autonomy requires guardrails. Businesses and developers will need a way to ensure their agents only spend how much and on what they’re supposed to.
The machine economy is coming, and Locus (YC F25) is building the connector businesses will need to participate. We connect agents securely to funds, letting you define permissions and limits for every transaction. Each payment is traceable, auditable, and fully reconcilable with your existing financial stack.
Products
Payment layer for autonomous AI agents.
Full-stack deployment via API.
40+ third-party API providers accessible from a single Locus wallet.
Agent-native checkout SDK built for AI.
Security and compliance
As reported by Locus Technologies Inc.. Ask for audit reports before you buy.
- PCI DSSCertified
- SOC 2 Type IIIn progress
- FIPS 140-2Compliant
- ISO 9001Compliant
- Encryption at rest (AES-256)
- Encryption in transit (TLS 1.2+)
- Non-custodial smart-contract wallets (ERC-4337)
- Hardware-backed key management (AWS KMS)
- Three-layer spending-policy engine
- Automated OFAC sanctions screening
- Least-privilege IAM roles
- Multi-factor authentication (TOTP)
- API key hashing (SHA-256)
- Blue/green deployments
- HTTP security headers
- Cross-origin access allowlist
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