Earnix

AI-driven pricing, rating, and personalization platform for insurers and banks, built on the Earnix AIOS orchestration system.

Where Earnix ranks

Current edition · updated Oct 20, 2026

About Earnix

AI-driven pricing, rating, and personalization platform for insurers and banks, built on the Earnix AIOS orchestration system.

Products

  • Earnix AIOS

    Data Integration & ETL

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    AI orchestration system purpose-built for insurance decisioning, enabling pricing, underwriting, and customer engagement with built-in governance.

  • Earnix Price-It

    Data Integration & ETL

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    Dynamic pricing software with data-science, analytical modeling, and AI capabilities for insurers and banks.

  • Real-time insurance rating engine software to instantly deploy rates to online channels, serve quotes, and optimize digital channels.

  • Earnix Underwrite-It

    Data Integration & ETL

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    Automated underwriting solution offering rules management, automated decisioning, advanced analytics, simulation, and business-driven deployment in a single package.

  • Engage-It

    Banking & Payments

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    Customer engagement solution for insurance and banking that presents the right offer at the right time to each end customer.

  • Earnix Copilot

    General AI Assistants

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    Generative AI-powered agent for the Earnix platform that supercharges decision-making for pricing and underwriting teams.

  • Filing Accelerator

    Compute & Accelerators

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    Codeless interface that streamlines documentation for insurance rate filings and internal audits, ensuring accuracy and compliance.

  • Elevate Data

    Data Integration & ETL

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    Modern data management layer inside Earnix that automates profiling, transformation, and governance to deliver model-ready data faster.

  • Pricing Accelerator

    Compute & Accelerators

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    Module within Earnix Price-It providing real-time dashboards, simulations, KPI tracking, and committee-ready reports for faster pricing decisions.

  • Lending Plus

    Lending, Credit & Underwriting

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    AI-driven pricing, rating, and personalization platform for insurers and banks, built on the Earnix AIOS orchestration system.

What customers say

  • Earnix reports that LINK4 used its technology to develop and launch pricing models and targeted insurance offers faster, accelerate pricing processes, and improve the timing of prospect outreach.

    Case study
  • Earnix reports that Co-operators externalized pricing and rating into Earnix integrated with Guidewire PolicyCenter, enabling rate changes in hours rather than weeks while reducing IT reliance and improving accuracy.

    Case study

Security and compliance

As reported by Earnix. Ask for audit reports before you buy.

  • SOC 2 Type IICompliant
  • ISO 9001Compliant
  • ISO/IEC 27017Compliant
  • ISO/IEC 27018Compliant
  • ISO/IEC 22301Compliant
  • CSA STAR Level 1Compliant

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Latest updates from Earnix

User milestone

Earnix Concludes First North American Excelerate Event in Boston

Earnix successfully held its first North American Excelerate event in Boston, attended by over 200 customers, partners, and industry leaders. The conference focused on transitioning insurance AI from experimentation to enterprise-wide execution. A key outcome of the gathering was the inaugural meeting of the North American Customer Advisory Board, established to offer market perspectives and help shape the future direction of Earnix product innovation.

Product launch

Earnix Launches AI Orchestration System for Insurance (AIOS)

Earnix has launched AIOS (AI Orchestration System for Insurance), a platform designed to integrate intelligence, AI agents, models, and governance across the insurance lifecycle. The system is built to support critical functions including risk evaluation, underwriting, claims, and customer engagement. AIOS is designed to interface with existing core insurance technologies through open APIs, providing a governed and auditable environment for deploying insurance-specific AI models and human-in-the-loop workflows to improve organizational performance and decision-making speed.

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Research

Earnix Research Report Indicates Adoption of AI in UK Insurance Sector

Earnix released a research report titled 'Insurance 2026: Earnix AI Trends Bulletin | UK Survey Results In Depth,' which revealed that 55% of surveyed UK insurers have integrated AI into core business functions. The study, based on feedback from 40 UK insurance leaders, identifies a shift toward operational deployment while highlighting a persistent 'AI execution gap.' Key findings indicate that 98% of UK insurers are using or planning to use generative AI for unstructured data, and 91% intend to increase investments in third-party data to support these initiatives.