Chestnut Mortgage
AI-powered mortgage lender that reduces manual processing costs to offer rates approximately 0.5% lower than traditional lenders, closing loans in 2-3 weeks.
About Chestnut Mortgage
Chestnut is the first AI mortgage lender. We automate 99% of human work with AI agents, saving customers 0.5%+ in interest. This is Spencer's second mortgage startup; the first processes 2% of US mortgages annually. So far, Chestnut is licensed in Texas and Colorado where we power purchases, refinances, cash-outs, and more.
Products
Purchase mortgage loans with flexible down payment options, underwritten pre-approvals, and an AI-powered process designed to help borrowers close on time.
Mortgage refinancing to lower monthly payments or reduce interest rates.
Home equity products offering HELOC, cash-out refinance, and home equity loan options for renovations, debt payoff, or other financial needs.
Security and compliance
As reported by Chestnut Mortgage. Ask for audit reports before you buy.
- encryption for data transmission
- access controls
Is this your company?
Claim the profile to keep facts current, answer buyers and submit evidence for the next ranking review.
Claim Chestnut Mortgage