Carpe

AI-native decision platform for insurance, delivering proprietary data, models, and workflows that give P&C carriers the shortest path from data to decision at quote, at renewal, and across the claim.

Where Carpe ranks

Current edition · updated Oct 20, 2026

About Carpe

AI-native decision platform for insurance, delivering proprietary data, models, and workflows that give P&C carriers the shortest path from data to decision at quote, at renewal, and across the claim.

Products

  • Carpe Claims

    Investigations & Case Management

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    Unified intelligence suite for claims operations, special investigations, and subrogation across the entire claims lifecycle.

  • Online Injury Alerts

    Advertising & Personalization

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    Lifecycle monitoring for fraud signal across the entire claims lifecycle, from FNOL through resolution.

  • Investigative Reports

    Investigations & Case Management

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    Deep-dive investigations that complement Online Injury Alerts with verified, court-ready evidence packages on the toughest files.

  • Carpe Case Management

    Investigations & Case Management

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    AI-native SIU cockpit combining OSINT, OIA, IR, red flags, network analysis, AI interviews, accident reconstruction, and Ring Hunter in one workspace.

  • Carpe AdWatch

    Advertising & Personalization

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    Plaintiff attorney advertising intelligence platform tracking ad spend, nuclear verdicts, mass tort signals, and litigation funding across 12 channels for P&C insurers.

  • Carpe Vision

    Claims & Insurance Operations

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    AI image and document forensics for insurance claims, with eleven engines, claim-aware context, and courtroom-ready visual evidence.

  • Carpe Recovery

    Advertising & Personalization

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    AI-powered stolen property recovery and subrogation across online marketplaces, with 20% success-based pricing.

  • Carpe LTC

    Advertising & Personalization

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    SIU investigator workbench for long-term care, designed to catch the operators driving LTC losses.

  • Carpe Cyber

    Advertising & Personalization

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    Evidence-backed cyber risk reports delivered in under 60 seconds for underwriting.

  • Carpe Loss Control

    Advertising & Personalization

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    Field loss control surveys with explainable AI risk grades.

  • Minerva Reasoning Engine

    Advertising & PersonalizationFree plan

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    Commercial underwriting reasoning engine that turns appetite into auditable, automation-ready decisions over live business data.

  • Claims Reasoning Engine

    Advertising & Personalization

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    The foundational AI layer behind every claims decision.

  • Minerva AI

    Advertising & Personalization

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    Commercial decision engine for underwriting and pricing, fusing more than a decade of proprietary SMB data with agentic AI reasoning.

What customers say

“[Carpe] has been a great partner in helping us strengthen the claims handling process…Online Injury Alerts helps [us] continue to meet our goals of increased efficiency, reduced potential fraud and improved customer experiences.”
Douglas L. Kratzer · The Hanover Insurance GroupVice President, ClaimsOnline Injury Alerts customer
“The alerts are timely, easy to understand, and have already influenced the direction of numerous claim investigations. … Carpe has proven to be a responsive and collaborative business partner. Their team is quick to answer questions, welcomes feedback, and demonstrates a genuine commitment to supporting our success.”
Blaise Schroeder · Vermont Mutual Insurance Group®Claim ManagerCarpe customer
  • Carpe reports that Coterie Insurance integrated its Minerva platform into digital underwriting, enabling bindable quotes in as little as 20 seconds, 70+ updated business characteristics per applicant, and nearly 100 new…

    Case study

Security and compliance

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Latest updates from Carpe

Product launch

Carpe Launches Carpe Claims Intelligence Suite

Carpe announced the launch of Carpe Claims, a unified intelligence suite for the insurance industry. The new suite includes Carpe Case Management, which creates a centralized workspace for SIU teams; Carpe Vision, designed for forensic image analysis and metadata verification; and Carpe AdWatch, which monitors attorney advertising and litigation marketing activity. Additionally, the company released updated versions of its existing Online Injury Alerts and Investigative Reports tools, which now support headless operation and agentic interactivity to integrate with automated carrier systems.