Acolite
Construction insurance broker for contractors. Shops 10+ carriers for GL, builder's risk, commercial auto, umbrella, workers' comp, and tools. Quote options typically within 2 business hours, serving all 50 states.
About Acolite
Acolite is an AI-powered insurance brokerage purpose-built for the construction industry. We combine modern technology with dedicated, licensed brokers to help contractors get the right coverage faster and at better rates than traditional brokerages can offer.
Products
Licensed insurance broker for contractors.
Free tool for contractors to upload a policy and receive an instant grade on whether a COI will be rejected.
Covers third-party bodily injury and property damage on the job site.
Covers materials, equipment, and structures during construction against fire, theft, storm damage, and vandalism.
Covers work trucks, vans, and fleets used in construction operations.
Additional liability limits above GL and auto policies, commonly required on commercial projects over $5M.
Covers employee injury medical expenses and lost wages.
Coverage for theft, damage, and breakdown of tools and equipment on site or in transit.
Security and compliance
As reported by Acolite. Ask for audit reports before you buy.
- SOC 2Compliant
- Written information security program (WISP) under GLBA Safeguards Rule
- Compliance with NY DFS Cybersecurity Regulation (23 NYCRR Part 500)
- Compliance with NAIC Insurance Data Security Model Law
- Encryption in transit and at rest
- Multi-factor authentication (MFA) for sensitive systems
- Vendor oversight controls
- Incident response program
- Global Privacy Control (GPC) signal support
- Cookie consent management (opt-in for non-US visitors, opt-out for US visitors)
- Session recording anonymization (PostHog form input masking)
- AI-assisted communications opt-out
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