The money is invested. The work continues.
A family can own mutual funds across several apps and still struggle to answer basic questions. Do the funds hold the same stocks? Are the investments suited to a home purchase, education or retirement?
Vouch brings that work together for Indian households. It checks existing mutual fund holdings, plans around goals and keeps watching the portfolio. The family approves every change. [1]
The service is opening in stages. People can join the waitlist and receive a WhatsApp message when access becomes available. [1]
Read what the family already owns
Vouch starts with the investments already held across apps and folios. It checks for overlapping funds, concentrated sector exposure, costs and performance relative to peers. [1]
A suggested switch also needs to account for exit loads and capital gains. Vouch includes those considerations when planning changes, instead of treating a different fund as a simple replacement. [1]
The result is a portfolio check-up the household can understand and act on. Vouch explains the proposed changes, and the investor chooses whether to approve them. [1]
Give each goal a plan
Vouch asks about the family’s goals, income and comfort with risk. It then prepares an allocation and systematic investment plans, or SIPs, for those goals. [1]
A household saving for a home and a child’s education can keep those plans in the same conversation. Vouch watches for drift and suggests changes for the investor to approve. [1]
The investor can also bring a personal view, such as wanting more exposure to infrastructure. Vouch checks whether the idea fits the existing goals and risk preferences before lining up a change. [1]
Questions do not have to wait for the next portfolio review. Vouch is designed to answer with the household’s holdings and plans in mind. [1]
The investor keeps control
Investments remain in the investor’s name with SEBI-regulated fund houses. Vouch does not hold the household’s money. [1]
Vouch operates as an AMFI-registered Mutual Fund Distributor, under ARN-372626. It earns distribution commissions from fund houses, included in the funds’ expense ratios, and says it discloses those commissions. [1]
That model supports ongoing service around mutual fund investing. It is a distribution service with approval at each change, rather than an agent moving money without the family’s say. [1]
Built around the everyday investor
Founder Arnav Ghatiwala worked on the Robinhood Advisor Network and previously built trading systems and operations at Jane Street. [2]
He founded Vouch to make investment help available to India’s growing middle class. The company joined Y Combinator’s Fall 2026 batch. [2]
The starting point is familiar household work: understand the funds already owned, decide what each goal needs and keep the plan current. [1]
As access opens, Vouch is inviting people to join the waitlist rather than presenting the service as available everywhere today. [1]
Where Vouch ranks
Vouch isn't in a numbered ranking yet. Products get a position once enough companies compete on the same task.
Current rankings. Positions come from public evidence, and no company can pay for a place. How we rank
The bigger picture
Families want their investments to make sense together. They need a clear plan and a way to ask what changed. [1]
Vouch is building that ongoing help around mutual funds, with every change left to the investor’s approval. [1]
Written by SOTA2 from Vouch’s public materials. Customer experiences and product plans are reported by Vouch.