# Proactive Action Prediction on Home Loan

Source: [Proactive Action Prediction on Home Loan](<https://www.sota2.com/research/sota/proactive-action-prediction-on-home-loan>)

Collection index: [llms.txt](<https://www.sota2.com/research/llms.txt>)

Data updated: 2026-05-26T09:28:44.407Z

Evaluation of proactive action prediction performance on the Home Loan dataset, utilizing metrics such as PRI, AC, and Fault Trigger Rate.

A research result applies to its stated dataset, split, metric and evaluation configuration. Compare like-for-like settings, preserve the metric's unit and direction, and distinguish paper-reported results from independent reproduction. The best result recorded here is not a claim of exhaustive, current global coverage.

| Scope | Recorded value |
| --- | --- |
| Task | Proactive Action Prediction |
| Dataset (including any stated split) | Home Loan |
| Metric | PRI |
| Unit | SCALAR |
| Direction | Higher is better |
| Results loaded | 17 of 17 |
| Coverage | All results currently returned for this benchmark |

Evaluation settings may differ between results. The original papers and recorded configurations are needed to establish comparability. A shared metric name alone does not establish an identical protocol.

## Metrics

- [PRI](<https://www.sota2.com/research/sota/proactive-action-prediction-on-home-loan.md?metric=PRI>): Higher is better; unit: SCALAR.

- [AC](<https://www.sota2.com/research/sota/proactive-action-prediction-on-home-loan.md?metric=AC>): Higher is better; unit: PERCENT.

- [Max AC](<https://www.sota2.com/research/sota/proactive-action-prediction-on-home-loan.md?metric=Max%20AC>): Higher is better; unit: PERCENT.

- [Difference](<https://www.sota2.com/research/sota/proactive-action-prediction-on-home-loan.md?metric=Difference>): Higher is better; unit: PERCENT.

- [Proactive Timing](<https://www.sota2.com/research/sota/proactive-action-prediction-on-home-loan.md?metric=Proactive%20Timing>): Lower is better; unit: TIME.

- [Fault Trigger Rate](<https://www.sota2.com/research/sota/proactive-action-prediction-on-home-loan.md?metric=Fault%20Trigger%20Rate>): Lower is better; unit: PERCENT.

- [Ready Action Rate](<https://www.sota2.com/research/sota/proactive-action-prediction-on-home-loan.md?metric=Ready%20Action%20Rate>): Higher is better; unit: PERCENT.

## Recorded results

| Method | PRI | Result date | Report paper |
| --- | --- | --- | --- |
| Gemini-2.5-flash | 0.7303 | Not recorded | 6a152914dbd7150506f7deaa |
| Claude-4 | 0.7262 | Not recorded | 6a152914dbd7150506f7deaa |
| Claude-4 | 0.7039 | Not recorded | 6a152914dbd7150506f7deaa |
| Qwen2.5-14B-ProActor-Q4 | 0.6232 | Not recorded | 6a152914dbd7150506f7deaa |
| Gemini-2.5-flash | 0.6165 | Not recorded | 6a152914dbd7150506f7deaa |
| Gemini-2.5-flash | 0.6067 | Not recorded | 6a152914dbd7150506f7deaa |
| Qwen2.5-14B-ProActor-Q4 | 0.5603 | Not recorded | 6a152914dbd7150506f7deaa |
| Claude-4 | 0.5416 | Not recorded | 6a152914dbd7150506f7deaa |
| GPT-5.1 | 0.5047 | Not recorded | 6a152914dbd7150506f7deaa |
| GPT-5.1 | 0.5047 | Not recorded | 6a152914dbd7150506f7deaa |
| GPT-5.1 | 0.501 | Not recorded | 6a152914dbd7150506f7deaa |
| GPT-4.1-mini | 0.4882 | Not recorded | 6a152914dbd7150506f7deaa |
| GPT-4.1-mini | 0.4835 | Not recorded | 6a152914dbd7150506f7deaa |
| GPT-4.1-mini | 0.4652 | Not recorded | 6a152914dbd7150506f7deaa |
| Qwen2.5-14B-Instruct | 0.4288 | Not recorded | 6a152914dbd7150506f7deaa |
| Qwen2.5-14B-Instruct | 0.4012 | Not recorded | 6a152914dbd7150506f7deaa |
| Qwen2.5-14B-Instruct | 0.3223 | Not recorded | 6a152914dbd7150506f7deaa |

### Gemini-2.5-flash

PRI: 0.7303. Result ID: 6a156782fbc373592c0d27f0.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true"}. This record does not assert independent reproduction.

### Claude-4

PRI: 0.7262. Result ID: 6a156782fbc373592c0d27f4.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true","ASG":"true"}. This record does not assert independent reproduction.

### Claude-4

PRI: 0.7039. Result ID: 6a156782fbc373592c0d27f3.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true"}. This record does not assert independent reproduction.

### Qwen2.5-14B-ProActor-Q4

PRI: 0.6232. Result ID: 6a156782fbc373592c0d27f9.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

[Method origin paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"RULER":"Adaptive"}. This record does not assert independent reproduction.

### Gemini-2.5-flash

PRI: 0.6165. Result ID: 6a156782fbc373592c0d27ef.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"false"}. This record does not assert independent reproduction.

### Gemini-2.5-flash

PRI: 0.6067. Result ID: 6a156782fbc373592c0d27f1.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true","ASG":"true"}. This record does not assert independent reproduction.

### Qwen2.5-14B-ProActor-Q4

PRI: 0.5603. Result ID: 6a156782fbc373592c0d27f8.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

[Method origin paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"RULER":"Custom"}. This record does not assert independent reproduction.

### Claude-4

PRI: 0.5416. Result ID: 6a156782fbc373592c0d27f2.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"false"}. This record does not assert independent reproduction.

### GPT-5.1

PRI: 0.5047. Result ID: 6a156782fbc373592c0d27ec.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"false"}. This record does not assert independent reproduction.

### GPT-5.1

PRI: 0.5047. Result ID: 6a156782fbc373592c0d27ed.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true"}. This record does not assert independent reproduction.

### GPT-5.1

PRI: 0.501. Result ID: 6a156782fbc373592c0d27ee.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true","ASG":"true"}. This record does not assert independent reproduction.

### GPT-4.1-mini

PRI: 0.4882. Result ID: 6a156782fbc373592c0d27ea.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true"}. This record does not assert independent reproduction.

### GPT-4.1-mini

PRI: 0.4835. Result ID: 6a156782fbc373592c0d27e9.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"false"}. This record does not assert independent reproduction.

### GPT-4.1-mini

PRI: 0.4652. Result ID: 6a156782fbc373592c0d27eb.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true","ASG":"true"}. This record does not assert independent reproduction.

### Qwen2.5-14B-Instruct

PRI: 0.4288. Result ID: 6a156782fbc373592c0d27f5.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"false"}. This record does not assert independent reproduction.

### Qwen2.5-14B-Instruct

PRI: 0.4012. Result ID: 6a156782fbc373592c0d27f6.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true"}. This record does not assert independent reproduction.

### Qwen2.5-14B-Instruct

PRI: 0.3223. Result ID: 6a156782fbc373592c0d27f7.

[Reporting paper](<https://www.sota2.com/research/paper/6a152914dbd7150506f7deaa.md>)

Recorded evaluation configuration: {"Reasoning":"true","ASG":"true"}. This record does not assert independent reproduction.

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