# Credit approval prediction on Credit Approval dataset (test)

Source: [Credit approval prediction on Credit Approval dataset (test)](<https://www.sota2.com/research/sota/credit-approval-prediction-on-credit-approval-dataset-test>)

Collection index: [llms.txt](<https://www.sota2.com/research/llms.txt>)

Data updated: 2026-02-26T05:25:56.897Z

Evaluation of credit approval prediction performance on the test split of the Credit Approval dataset, reporting metrics such as Precision, Recall, and AUROC.

A research result applies to its stated dataset, split, metric and evaluation configuration. Compare like-for-like settings, preserve the metric's unit and direction, and distinguish paper-reported results from independent reproduction. The best result recorded here is not a claim of exhaustive, current global coverage.

| Scope | Recorded value |
| --- | --- |
| Task | Credit approval prediction |
| Dataset (including any stated split) | Credit Approval dataset (test) |
| Metric | AUROC |
| Unit | SCALAR |
| Direction | Higher is better |
| Results loaded | 37 of 37 |
| Coverage | All results currently returned for this benchmark |

Evaluation settings may differ between results. The original papers and recorded configurations are needed to establish comparability. A shared metric name alone does not establish an identical protocol.

## Metrics

- [AUROC](<https://www.sota2.com/research/sota/credit-approval-prediction-on-credit-approval-dataset-test.md?metric=AUROC>): Higher is better; unit: SCALAR.

- [Precision](<https://www.sota2.com/research/sota/credit-approval-prediction-on-credit-approval-dataset-test.md?metric=Precision>): Higher is better; unit: SCALAR.

- [Recall](<https://www.sota2.com/research/sota/credit-approval-prediction-on-credit-approval-dataset-test.md?metric=Recall>): Higher is better; unit: SCALAR.

- [DP](<https://www.sota2.com/research/sota/credit-approval-prediction-on-credit-approval-dataset-test.md?metric=DP>): Higher is better; unit: SCALAR.

- [FTU](<https://www.sota2.com/research/sota/credit-approval-prediction-on-credit-approval-dataset-test.md?metric=FTU>): Higher is better; unit: SCALAR.

## Recorded results

| Method | AUROC | Result date | Report paper |
| --- | --- | --- | --- |
| MambaTab-T | 0.963 | Not recorded | 68fa73e01e209131cea5e9bd |
| MambaTab-D | 0.954 | Not recorded | 68fa73e01e209131cea5e9bd |
| UniTabE-S | 0.93 | Not recorded | 68fa73e01e209131cea5e9bd |
| XGBoost | 0.895 | Not recorded | 68fa6d721e209131cea39f5e |
| XGBoost | 0.895 | Not recorded | 68fa73e01e209131cea5e9bd |
| TransTab | 0.881 | Not recorded | 68fa6d721e209131cea39f5e |
| TransTab | 0.881 | Not recorded | 68fa73e01e209131cea5e9bd |
| SNN | 0.88 | Not recorded | 68fa6d721e209131cea39f5e |
| SNN | 0.88 | Not recorded | 68fa73e01e209131cea5e9bd |
| DECAF | 0.877 | Not recorded | 68fa6b2b1e209131cea2c851 |
| DECAF | 0.875 | Not recorded | 68fa6b2b1e209131cea2c851 |
| DCN | 0.87 | Not recorded | 68fa6d721e209131cea39f5e |
| DCN | 0.87 | Not recorded | 68fa73e01e209131cea5e9bd |
| AutoInt | 0.866 | Not recorded | 68fa6d721e209131cea39f5e |
| AutoInt | 0.866 | Not recorded | 68fa73e01e209131cea5e9bd |
| SCARF | 0.861 | Not recorded | 68fa6d721e209131cea39f5e |
| SCARF | 0.861 | Not recorded | 68fa73e01e209131cea5e9bd |
| TabTrans | 0.86 | Not recorded | 68fa6d721e209131cea39f5e |
| TabTrans | 0.86 | Not recorded | 68fa73e01e209131cea5e9bd |
| FT-Trans | 0.859 | Not recorded | 68fa6d721e209131cea39f5e |
| FT-Trans | 0.859 | Not recorded | 68fa73e01e209131cea5e9bd |
| VIME | 0.852 | Not recorded | 68fa6d721e209131cea39f5e |
| VIME | 0.852 | Not recorded | 68fa73e01e209131cea5e9bd |
| LR | 0.836 | Not recorded | 68fa6d721e209131cea39f5e |
| LR | 0.836 | Not recorded | 68fa73e01e209131cea5e9bd |
| MLP | 0.832 | Not recorded | 68fa6d721e209131cea39f5e |
| MLP | 0.832 | Not recorded | 68fa73e01e209131cea5e9bd |
| ADSGAN | 0.827 | Not recorded | 68fa6b2b1e209131cea2c851 |
| WGAN | 0.814 | Not recorded | 68fa6b2b1e209131cea2c851 |
| TabNet | 0.8 | Not recorded | 68fa6d721e209131cea39f5e |
| TabNet | 0.8 | Not recorded | 68fa73e01e209131cea5e9bd |
| GAN | 0.743 | Not recorded | 68fa6b2b1e209131cea2c851 |
| GAN | 0.727 | Not recorded | 68fa6b2b1e209131cea2c851 |
| DECAF | 0.713 | Not recorded | 68fa6b2b1e209131cea2c851 |
| ADSGAN | 0.708 | Not recorded | 68fa6b2b1e209131cea2c851 |
| WGAN | 0.698 | Not recorded | 68fa6b2b1e209131cea2c851 |
| FairGAN | 0.68 | Not recorded | 68fa6b2b1e209131cea2c851 |

### MambaTab-T

AUROC: 0.963. Result ID: 699323573a6c31484913f9a1.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Implementation](<https://github.com/Atik-Ahamed/MambaTab>)

Recorded evaluation configuration: {"hyperparameters":"tuned"}. This record does not assert independent reproduction.

### MambaTab-D

AUROC: 0.954. Result ID: 699323573a6c31484913f9a0.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Implementation](<https://github.com/Atik-Ahamed/MambaTab>)

Recorded evaluation configuration: {"hyperparameters":"default"}. This record does not assert independent reproduction.

### UniTabE-S

AUROC: 0.93. Result ID: 699323573a6c31484913f99f.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa72811e209131cea56de5.md>)

Recorded evaluation configuration: {"training\_mode":"from scratch"}. This record does not assert independent reproduction.

### XGBoost

AUROC: 0.895. Result ID: 698f91df3a6c314849fa2e34.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa62821e209131ce9f9b56.md>)

[Implementation](<https://github.com/dmlc/xgboost>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### XGBoost

AUROC: 0.895. Result ID: 699323573a6c31484913f994.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa62821e209131ce9f9b56.md>)

[Implementation](<https://github.com/dmlc/xgboost>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### TransTab

AUROC: 0.881. Result ID: 698f91df3a6c314849fa2e3e.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Implementation](<https://github.com/RyanWangZf/transtab>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### TransTab

AUROC: 0.881. Result ID: 699323573a6c31484913f99e.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Implementation](<https://github.com/RyanWangZf/transtab>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### SNN

AUROC: 0.88. Result ID: 698f91df3a6c314849fa2e36.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa64071e209131cea021c3.md>)

[Implementation](<https://www.sota2.com/github.com/bioinf-jku/SNNs>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### SNN

AUROC: 0.88. Result ID: 699323573a6c31484913f996.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa64071e209131cea021c3.md>)

[Implementation](<https://www.sota2.com/github.com/bioinf-jku/SNNs>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### DECAF

AUROC: 0.877. Result ID: 698e6536ffc3901de09d3b51.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Implementation](<https://github.com/vanderschaarlab/DECAF>)

Recorded evaluation configuration: {"Debiasing Mechanism":"FTU"}. This record does not assert independent reproduction.

### DECAF

AUROC: 0.875. Result ID: 698e6536ffc3901de09d3b52.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Implementation](<https://github.com/vanderschaarlab/DECAF>)

Recorded evaluation configuration: {"Debiasing Mechanism":"DP"}. This record does not assert independent reproduction.

### DCN

AUROC: 0.87. Result ID: 698f91df3a6c314849fa2e38.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa639d1e209131ce9ffada.md>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### DCN

AUROC: 0.87. Result ID: 699323573a6c31484913f998.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa639d1e209131ce9ffada.md>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### AutoInt

AUROC: 0.866. Result ID: 698f91df3a6c314849fa2e39.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa66421e209131cea0f40c.md>)

[Implementation](<https://github.com/DeepGraphLearning/RecommenderSystems>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### AutoInt

AUROC: 0.866. Result ID: 699323573a6c31484913f999.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa66421e209131cea0f40c.md>)

[Implementation](<https://github.com/DeepGraphLearning/RecommenderSystems>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### SCARF

AUROC: 0.861. Result ID: 698f91df3a6c314849fa2e3d.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa65501e209131cea09957.md>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### SCARF

AUROC: 0.861. Result ID: 699323573a6c31484913f99d.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa6bfa1e209131cea3163b.md>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### TabTrans

AUROC: 0.86. Result ID: 698f91df3a6c314849fa2e3a.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa68f41e209131cea1f426.md>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### TabTrans

AUROC: 0.86. Result ID: 699323573a6c31484913f99a.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa68f41e209131cea1f426.md>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### FT-Trans

AUROC: 0.859. Result ID: 698f91df3a6c314849fa2e3b.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa71071e209131cea4eb08.md>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### FT-Trans

AUROC: 0.859. Result ID: 699323573a6c31484913f99b.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa71071e209131cea4eb08.md>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### VIME

AUROC: 0.852. Result ID: 698f91df3a6c314849fa2e3c.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa66cc1e209131cea1266b.md>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### VIME

AUROC: 0.852. Result ID: 699323573a6c31484913f99c.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### LR

AUROC: 0.836. Result ID: 698f91df3a6c314849fa2e33.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### LR

AUROC: 0.836. Result ID: 699323573a6c31484913f993.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### MLP

AUROC: 0.832. Result ID: 698f91df3a6c314849fa2e35.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### MLP

AUROC: 0.832. Result ID: 699323573a6c31484913f995.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### ADSGAN

AUROC: 0.827. Result ID: 698e6536ffc3901de09d3b4e.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

Recorded evaluation configuration: {"Dropped Protected Variable (PR)":"true"}. This record does not assert independent reproduction.

### WGAN

AUROC: 0.814. Result ID: 698e6536ffc3901de09d3b4d.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa63f01e209131cea01a61.md>)

Recorded evaluation configuration: {"Dropped Protected Variable (PR)":"true"}. This record does not assert independent reproduction.

### TabNet

AUROC: 0.8. Result ID: 698f91df3a6c314849fa2e37.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6d721e209131cea39f5e.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa68db1e209131cea1eb45.md>)

Recorded evaluation configuration: {"learning\_setting":"supervised learning"}. This record does not assert independent reproduction.

### TabNet

AUROC: 0.8. Result ID: 699323573a6c31484913f997.

[Reporting paper](<https://www.sota2.com/research/paper/68fa73e01e209131cea5e9bd.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa68db1e209131cea1eb45.md>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

### GAN

AUROC: 0.743. Result ID: 698e6536ffc3901de09d3b49.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa6bf51e209131cea313f0.md>)

Recorded evaluation configuration: {"Dropped Protected Variable (PR)":"false"}. This record does not assert independent reproduction.

### GAN

AUROC: 0.727. Result ID: 698e6536ffc3901de09d3b4c.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa6bf51e209131cea313f0.md>)

Recorded evaluation configuration: {"Dropped Protected Variable (PR)":"true"}. This record does not assert independent reproduction.

### DECAF

AUROC: 0.713. Result ID: 698e6536ffc3901de09d3b50.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Implementation](<https://github.com/vanderschaarlab/DECAF>)

Recorded evaluation configuration: {"Debiasing Mechanism":"None"}. This record does not assert independent reproduction.

### ADSGAN

AUROC: 0.708. Result ID: 698e6536ffc3901de09d3b4b.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

Recorded evaluation configuration: {"Dropped Protected Variable (PR)":"false"}. This record does not assert independent reproduction.

### WGAN

AUROC: 0.698. Result ID: 698e6536ffc3901de09d3b4a.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa63f01e209131cea01a61.md>)

Recorded evaluation configuration: {"Dropped Protected Variable (PR)":"false"}. This record does not assert independent reproduction.

### FairGAN

AUROC: 0.68. Result ID: 698e6536ffc3901de09d3b4f.

[Reporting paper](<https://www.sota2.com/research/paper/68fa6b2b1e209131cea2c851.md>)

[Method origin paper](<https://www.sota2.com/research/paper/68fa64691e209131cea04881.md>)

Recorded evaluation configuration: Not recorded. This record does not assert independent reproduction.

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