ResearchBenchmarksCounterfactual Generation on Bank MarketingFollow97.8Retention RateCVAE93.6494.7295.896.88May 30, 2026Evaluation ResultsMethodMethodLinksRetention RateMean Counterfactual DistanceTime (mins)CVAEAttribute=ageAttribute=age2026.0597.85.35—TabChangeAttribute=ageAttribute=age2026.0596.76.66—DiffusionAttribute=ageAttribute=age2026.0593.82.67—CVAEAttribute=ageAttribute=age2026.05——11.75DiffusionAttribute=ageAttribute=age2026.05——0.7TabChangeAttribute=ageAttribute=age2026.05——23.48