# What Factors Affect LLMs and RLLMs in Financial Question Answering?

Source: [What Factors Affect LLMs and RLLMs in Financial Question Answering?](<https://www.sota2.com/research/paper/68fa7ba71e209131cea89a7b>)

Collection index: [llms.txt](<https://www.sota2.com/research/llms.txt>)

Data updated: 2026-04-15T05:00:11.244Z

Authors: Peng Wang, Xuesi Hu, Jiageng Wu, Yuntao Zou, Qiancheng Zhang, Dagang Li

Published: 2025-07-11T06:37:44.000Z

## Abstract

Recently, large language models (LLMs) and reasoning large language models (RLLMs) have gained considerable attention from many researchers. RLLMs enhance the reasoning capabilities of LLMs through Long Chain-of-Thought (Long CoT) processes, significantly improving the performance of LLMs in addressing complex problems. However, there are few works that systematically explore what methods can fully unlock the performance of LLMs and RLLMs within the financial domain. To investigate the impact of various methods on LLMs and RLLMs, we utilize five LLMs and four RLLMs to assess the effects of prompting methods, agentic frameworks, and multilingual alignment methods on financial question-answering tasks. Our research findings indicate: (1) Current prompting methods and agent frameworks enhance the performance of LLMs in financial question answering by simulating Long CoT; (2) RLLMs possess inherent Long CoT capabilities, which limits the effectiveness of conventional methods in further enhancing their performance; (3) Current advanced multilingual alignment methods primarily improve the multilingual performance of LLMs by extending the reasoning length, which yields minimal benefits for RLLMs. Additionally, we discuss strategies for enhancing the performance of LLMs and RLLMs in financial question answering, which may serve as a inspiration for future improvements. We hope that this study can serve as an important reference for LLMs and RLLMs in the field of financial question answering.

## Recorded benchmark results

A research result applies to its stated dataset, split, metric and evaluation configuration. Compare like-for-like settings, preserve the metric's unit and direction, and distinguish paper-reported results from independent reproduction. The best result recorded here is not a claim of exhaustive, current global coverage.

## Original sources and implementation

[Original paper](<https://arxiv.org/abs/2507.08339>)

[PDF](<https://arxiv.org/pdf/2507.08339.pdf>)
