# Quebec Automobile Insurance Question-Answering With Retrieval-Augmented Generation

Source: [Quebec Automobile Insurance Question-Answering With Retrieval-Augmented Generation](<https://www.sota2.com/research/paper/68fa752f1e209131cea66338>)

Collection index: [llms.txt](<https://www.sota2.com/research/llms.txt>)

Data updated: 2025-10-26T03:28:08.430Z

Authors: David Beauchemin, Zachary Gagnon, Ricahrd Khoury

Published: 2024-10-12T19:24:18.000Z

## Abstract

Large Language Models (LLMs) perform outstandingly in various downstream tasks, and the use of the Retrieval-Augmented Generation (RAG) architecture has been shown to improve performance for legal question answering (Nuruzzaman and Hussain, 2020; Louis et al., 2024). However, there are limited applications in insurance questions-answering, a specific type of legal document. This paper introduces two corpora: the Quebec Automobile Insurance Expertise Reference Corpus and a set of 82 Expert Answers to Layperson Automobile Insurance Questions. Our study leverages both corpora to automatically and manually assess a GPT4-o, a state-of-the-art LLM, to answer Quebec automobile insurance questions. Our results demonstrate that, on average, using our expertise reference corpus generates better responses on both automatic and manual evaluation metrics. However, they also highlight that LLM QA is unreliable enough for mass utilization in critical areas. Indeed, our results show that between 5% to 13% of answered questions include a false statement that could lead to customer misunderstanding.

## Recorded benchmark results

A research result applies to its stated dataset, split, metric and evaluation configuration. Compare like-for-like settings, preserve the metric's unit and direction, and distinguish paper-reported results from independent reproduction. The best result recorded here is not a claim of exhaustive, current global coverage.

## Original sources and implementation

[Original paper](<https://arxiv.org/abs/2410.09623>)

[PDF](<https://arxiv.org/pdf/2410.09623.pdf>)
